ALL YOU NEED TO KNOW ABOUT RESIDENTIAL MORTGAGE

ALL YOU NEED TO KNOW ABOUT RESIDENTIAL MORTGAGE

ALL YOU NEED TO KNOW ABOUT RESIDENTIAL MORTGAGE In this article, I’m going to provide you all the information you need to know about Residential Mortgages. This term was introduced when people started getting loans (could be big loans or depending upon one’s need) from the bank for buying a home. This process is sometimes …

QUESTIONS PEOPLE FREQUENTLY ASK REAL ESTATE AGENTS

QUESTIONS PEOPLE FREQUENTLY ASK REAL ESTATE AGENTS

QUESTIONS PEOPLE FREQUENTLY ASK REAL ESTATE AGENTS Whether you’re a buyer or a seller, there are some questions people frequently ask the best real estate agent in California, like Izabella Lipetski. Answers to these questions will provide more information to help you trust Izabella Lipetski’s excellence, local market knowledge, and communication skills. How Long Have …

OPTIMIZE YOUR HOME

6 GOLDEN TIPS TO OPTIMIZE YOUR HOME FOR BETTER LIVING

Every one of us must have our home optimized for better and healthy living. There is no doubt that our environments affect the way we think, sense, and act. Most people desire a healthy lifestyle, and their home is the place they feel secure and independent. Today, the best real estate agent Izabella Lipetski will provide you …

Financial Planning Before You Buy Dream Home in California

Financial Planning Before You Buy Dream Home in California

Financial Planning Before You Buy Dream Home in California Today I will tell you what you have to consider before you buy a dream home in California. Your choice to purchase your dream home must be supported by strong Financial Planning rather than an Emotional Decision. Financial Planning is exceptionally basic in case you are …

HOW PROPERTY TAXES IN CALIFORNIA WORK

HOW PROPERTY TAXES IN CALIFORNIA WORK

The property tax is the oldest major revenue source for state and local governments. At the start of the 20th century, property taxes represented 8 percent of state and local tax income. While this proportion has decreased over time as states have implemented income and sales taxes, the property tax remains an important mechanism for funding education and other local facilities. In addition to state income taxes, a person who owns real estate is subject to state real estate taxes.

MORTGAGE CHOICES AVAILABLE FOR SELF EMPLOYED BUYERS!

MORTGAGE CHOICES AVAILABLE FOR SELF EMPLOYED BUYERS!

The best mortgage choices available for self-employed buyers today are bank statement loans. This program was introduced specifically to help those who have the challenges of qualifying based upon the net income on their tax returns. The best real estate agent in California like Izabella Lipetski can help you buying a new home or get on rent.

Rather than using tax returns, lenders will require you to provide anywhere from 12-24 months of bank statement deposits as proof of income.

WHAT CREDIT SCORE DO YOU NEED FOR A MORTGAGE?

WHAT CREDIT SCORE DO YOU NEED FOR A MORTGAGE?

There is some misconception that you need a minimum credit score to get a mortgage. However, each lender will view your credit history differently, counting on factors like your age, income, and therefore the reference agencies they use, which all have slightly different scoring systems. Here is everything you need to understand about your credit score and mortgages.